WHO WE ARE
We are seasoned title insurance professionals licensed in multiple states with decades of experience in closing high touch, high profile, complex real estate settlements. Over these decades we have uncovered thousands of errors and oversights that have required countless hours of investigation and demanded often costly corrective action. The outgrowth of these experiences has been the development of our exclusive internal closing process. Our process ensures real estate settlement files are handled in a consistent, exacting manner from initiation all the way through post-closing helping to avoid the errors and oversights we have seen over the past 30 years.
We have extrapolated from our internal title process those elements that are meaningful to other stakeholders in the transaction and have used them to create an offering of service overlays that augment and polish the existing internal closing processes used by attorneys, lenders and investors. These overlays address the inconsistencies in how real estate transactions are closed and the resulting pitfalls and voids. Our systems which have been developed over thirty two years as title agents, mitigate many of the risks associated with the different protocols and varying standards used by title agents and lenders. Our suite of services empower service providers such as attorneys, lenders and brokers to close transactions knowing they will be finalized to a consistent standard enabling our clients to put their files to bed confidently. Our clients close their deals knowing that they will not have to revisit them at a later date, which typically creates non-reimbursable expense, liability and embarrassment. Be sure with CloseSure!
SERVICES
- Title Curative Services
- Release Tracking
- Settlement Wrap Up Report
- Annual Tax Monitoring Services
TITLE CURATIVE SERVICES – OLD LIENS DELAY CLOSINGS
Unsatisfied mortgages are the most common cause of settlement delays. Old judgments and lingering liens impede smooth closings.
CloseSure researches pesky old open mortgages, judgments and other liens and encumbrances of record and assists with obtaining releases, satisfactions and terminations to clear the way for well-ordered, on-time settlements.
This service is provided to attorneys, title agents, lenders and investors.
RELEASE TRACKING
CloseSure monitors mortgages and liens after closing to be certain they are actually released of record. Alerts are provided if a lien is not released with in 45 days of closing. This service is provided to attorneys, lenders, investors and title agents.
This service is provided to title agents, lenders and investors.
SETTLEMENT WRAP UP REPORT – SYSTEMTIZE YOUR POST CLOSING WITH OUR SIGNATURE SERVICE
CloseSure provides attorneys, lenders and investors a clear, consistent, final reporting tool that enables clients to systematically close out real estate settlement files with confidence and minimize risk regardless of the ever-changing players, including which title company handled the transaction, and the various players’ myriad of systems. Equally as important, CloseSure empowers clients to move transactions out of their present memory the day of closing freeing them up to work on other deals, knowing CloseSure is handling the post-closing details and that they will be alerted to any outstanding issues as soon as 30 days from closing.
Over the years we have found that by paying swift attention to the post closing elements of the process, parties can avoid problems, title and otherwise, that can result in financial and time expense, unnecessary liability, and reputational and relationship damage for all parties in the transaction. Specifically, our system addresses unreleased liens, indexing errors, tax bill addressing errors, rejected or otherwise unrecorded documents, unrecorded and missing recording documents, documents recorded with out legal descriptions attached and missing title policies.
This service is provided to attorneys, lenders and investors.
TAX MONITORING
CloseSure monitors loan and investment portfolios’ real estate tax payments annually. Alerts are provided if taxes are showing as unpaid.
Reports are customized for specific clients’ needs and locations. If desired other discrepancies and open balances are highlighted such as parcel number inconsistencies and/or changes, addressing inconsistencies, incorrect record title owners at the assessment level, open lienable municipal items such as trash, BID/Special Service Districts and utilities.
This service is provided to lenders and investors.